Entering the beginning of 2013, for those of you who intend to start a new course, learn to invest wondering, what is the appropriate investment baskets this year. Financial planners assess, investment funds and precious metals will still be brilliant in this water snake.
CEO & Chief Financial Planner ZAP Finance Pritchard Hapsari Ghozie reveal a person needs to have an investment for his future needs. A good investment is a good investment in accordance with the relevant person’s dream. However, the investment instrument must be adjusted to the financial condition of each.
“Suppose someone who will invest the fund for two years, in contrast to investment instruments with people who will invest the fund for 10
years. Financial conditions also need to be seen, “said Pritchard
Pritchard had any recommendations for those who are just starting investment. For ordinary investors, Pritchard suggests, it is good to pay attention to several investment instruments such as mutual funds, precious metals and savings.
According to Pritchard, the investment in stock mutual funds in particular have proven the value of the yield (return) is advantageous. In 2012 alone, he said, the fund yield is much higher than the benchmark, even surpassing Composite Stock Price Index (CSPI), which is only 12% through the numbers. While equity funds can yield up to 30% through the numbers.
In addition, the precious metal was also judged to have an advantage that is promising. Unlike mutual funds whose assets are controlled by the investment manager, for precious metals is the opposite.
“Assets held our own. We are in control,” he said.
To that end, Pritchard predicts, investing in precious metals this year will still be bright. “Last year
Precious metals gain an average of 9% through the numbers, but the precious metal profits not per year but for a matter of 3 years, so gold (precious metals) is still good, “he said.
As for savings, he explained, the investor needs to have an emergency fund in the middle of the road if they need funds unexpectedly. “It is necessary lest amid sudden need of money, rather than having to dilute investments, better capture of savings,” he said.